Homes for Heroes is a national program that gives back to the people who serve our country and communities. As a certified H4H specialist, I reduce my commission — which translates directly into cash back for you at closing.

No hoops. No gimmicks. Just savings you've earned.

🎖️ Military & Veterans — Active duty, reserves, Guard, and all branches
🚒 Firefighters — Career and volunteer
🚔 Law Enforcement — Police, sheriff, corrections, state troopers
🏥 Healthcare Workers — RNs, doctors, EMTs, paramedics, licensed clinicians
🍎 Teachers & Educators — Pre-K through 12th grade, school staff

No complicated process. Here's what working with me as your H4H specialist looks like:

Step 1 — Reach Out
Contact me at 573-691-7514 or through www.vetlakehomes.com. Tell me what you're looking for and I'll confirm your hero eligibility.

Step 2 — I Connect You With H4H Affiliate Lenders (If Needed)
If you need financing, I'll connect you with lenders who are also part of the H4H network — which can mean additional savings on your loan costs.

Step 3 — We Search & Negotiate Together
I work the Lake of the Ozarks market hard on your behalf. You get my full effort — no shortcuts, no pressure.

Step 4 — You Receive Hero Rewards at Closing
At closing, you receive your Hero Rewards — a significant portion of my commission back in your pocket. The average hero saves over $2,400.*

Lake of the Ozarks isn't a typical real estate market. A property with "lake access" can mean very different things depending on dock permits, water depth, cove exposure, road access, and HOA rules. I've seen buyers make costly mistakes because they didn't have someone local walking them through the details.

⚓ Docks & Dock Permits — Not every waterfront property can have a dock. Some require approval from the Army Corps of Engineers. I help you check this before you fall in love with the wrong house.

🌊 Water Access & Depth — "Lake view" is not "lake access." I know which coves go dry in summer and which ones stay boatable all year.

🛣️ Roads & Access — Some lakefront properties have steep, narrow, or gravel-only roads. That matters for your mortgage, insurance, and daily life.

📋 HOA & Corp of Engineers Rules — Many lake communities have restrictions on rentals, boats, and structures. Know what you're buying into.

I'm not just a Realtor® here. I live this market. I know which questions to ask before your due diligence clock starts ticking.

I'm a U.S. Army Veteran. I understand duty, commitment, and what it means to do the job right the first time. That's how I run my real estate business — no shortcuts, no wasted time.

I'm a certified Homes for Heroes Specialist. I didn't just sign up for the logo. I joined because I believe heroes deserve more than a thank-you card.

I know the Lake of the Ozarks. I'm based here. I know the docks, the coves, the neighborhoods, and the quirks. I'm not Googling this on the fly.

I don't do pressure. You won't hear "you need to decide today." I give you honest information and let you make the right call for your family.

People call me "Your Bearded Friend in Real Estate" — and that's not just a tagline. It means you're getting a straight shooter who actually picks up the phone.

Here's what hero savings can look like on a real transaction:

🏠 Home Price: $350,000
💵 Estimated Hero Rewards: ~$1,750 – $3,500 back at closing*
🏠 Home Price: $500,000
💵 Estimated Hero Rewards: ~$2,500 – $5,000 back at closing*

Hero Rewards are calculated as a percentage of my commission and may vary based on the transaction. Heroes who also use H4H affiliate lenders and title partners can stack additional savings. No guarantees — but the numbers are real.

*Hero Rewards are not guaranteed and vary by transaction, market, and affiliate participation. See Homes for Heroes program terms at homesforheroes.com.

VA Loan Mistakes at the Lake:
❌ Assuming every lakefront property will pass a VA appraisal — many won't
❌ Not checking if a dock is permitted or even possible on the property
❌ Waiving inspection contingencies on lake homes (water issues are expensive)
❌ Overlooking seasonal access issues — some roads are problematic in winter
❌ Not confirming if the property has its own well or shared water access

General Hero Program Mistakes:
❌ Not registering with Homes for Heroes before signing with an agent
❌ Working with an agent who isn't a certified H4H specialist (you forfeit the rewards)
❌ Not asking about H4H-affiliated lenders — that's where extra savings can come from
❌ Waiting until you're "ready" — a 15-minute call costs you nothing and gets you answers

You've served your country or your community. You've earned every dollar of these savings. Let's find you the right lake home — and make sure you don't leave money on the table getting there.

👉 Start your lake home search at www.vetlakehomes.com

No pressure. No obligation. Just a straight answer from someone who knows the lake and serves those who served.

Kallen Curry
Realtor® | U.S. Army Veteran | Homes for Heroes Specialist
Weichert Realtors – Laurie Realty

📞 Phone/Text: 573-691-7514
🌐 Website: www.vetlakehomes.com
📍 Serving: Lake of the Ozarks, Laurie, MO & surrounding areas

Program Disclosure: Homes for Heroes® is a separate, independent program not affiliated with Weichert Realtors or Laurie Realty. Hero Rewards are not guaranteed and will vary based on the price of the property, the affiliate participation, and the services used. Hero Rewards are earned through Kallen Curry's participation as a certified Homes for Heroes affiliate real estate specialist. By registering with Homes for Heroes, you consent to being contacted by a Homes for Heroes affiliate. This is not a guarantee of savings. Please visit homesforheroes.com for full program terms and conditions. Kallen Curry is a licensed Missouri Realtor® with Weichert Realtors – Laurie Realty.